It’s pretty simple. What would happen to your household without your income? We all hope to grow old with our children or significant other, but sometimes things don’t go as planned. Life insurance can provide your family the desperately needed funds to pick up the pieces after an unexpected loss. There are multiple options available, but the simplest form of life insurance is term. We offer several types of life insurance based on your needs and wants. There is no better time than the present to get coverage today.
Life Insurance Services
Term Life Insurance
Term Life insurance is exactly what it says. It protects you for a certain dollar amount for a specific time period. Generally, these policies are for 10, 20 or 30 years. Once the term expires the insured will need to qualify for another policy. Ratings are based on age and health status.
Permanent Life Insurance
Permanent Life Insurance, also known as Whole Life or Universal Life is life insurance that is designed to stay with you until the inevitable occurs. These policies work the same way term policies work in the event of a death, but unlike term policies they have an investment portion attached. Permanent life insurance does not have a term limit. It is designed to stay with you over the remainder of your life.
Key Man Insurance
Do you own a business that relies on a key employee to make it work? What if something happened to that employee? Key Employee Life Insurance protects your business and provides crucially needed funds while you find another replacement for that “Key Employee”. Call us today to learn about your options.